HOW DO I KNOW IF THE DRIVER THAT HIT ME HAS INSURANCE?

Although obtaining a copy of the police report from your accident can give you some indication, the only true way to know whether an at-fault driver has insurance coverage and the amount of that coverage, is through knowing your legal rights.

Specifically, Section 215 ILCS 5/143.24b of the Illinois Insurance Code requires an insurance company to disclose the policy limits of available insurance coverage to accident victims. This is tremendously important for an injured party, because your ability to recover is premised not only upon fault for the accident lying with another, and upon your sustaining serious injury, but also upon the availability of insurance money to compensate your injuries. This is almost always so as typical at-fault drivers do not have personal wealth capable of compensating catastrophic injury victims.

Locating and ascertaining the full amount of available liability insurance is a tremendously important function of trial lawyers. At Ryan, Ryan & Viglione, we are experts in analyzing any type of accident, work-place injury, medical malpractice claim, or any manner of injury to determine what your best and fullest source of recovery is.

Let us take help you receive full compensation for your injuries by contacting us today.