Individuals harmed in automobile accidents will often find themselves receiving phone calls from both the at-fault driver’s insurance company as well as their own insurer. The temptation for any injured party is to explain the facts of the accident, the current status of their injuries, and try to provide relevant information to the callers. To put it bluntly, don’t do it.

Liability adjusters from insurance companies solely want auto accident victims to make admissions that will harm their ability to establish both liability and damages. For example, getting an injured person to say they are “ok” in the immediate aftermath of an accident will later be used as evidence that problems which arose after this statement are either faked or not related to the accident itself.

Furthermore, it is always important to keep in mind that talking to your own insurance company is not a good idea. In the event you were injured by a driver with minimum insurance coverage, you will ultimately proceed against your own underinsured motorist coverage (and insurance company) to secure a recovery. Your insurance company knows this and knows it is adverse to you.

Be smart. Contact an attorney to protect your rights and speak for you.